diff --git a/deploy/profile-scripts/fx_rate_daily.py b/deploy/profile-scripts/fx_rate_daily.py
new file mode 100644
index 00000000..86324057
--- /dev/null
+++ b/deploy/profile-scripts/fx_rate_daily.py
@@ -0,0 +1,42 @@
+#!/usr/bin/env python3
+"""fx_rate_daily.py — 每日汇率采集（收盘后锁定当日汇率）
+
+调度：每日 16:35（收盘后）
+写入：fx_rate 表（is_active=1 的最新记录）
+逻辑：调 hk_rate.refresh_rate() → API → 写 fx_rate 表 + 缓存
+"""
+import os, sys
+
+sys.path.insert(0, os.path.dirname(os.path.abspath(__file__)))
+
+try:
+    from messenger import install_stdio_hook as _msh
+    _msh()
+except Exception:
+    pass
+
+def main():
+    print(f"[fx_rate_daily] {__import__('datetime').datetime.now():%Y-%m-%d %H:%M} 开始", flush=True)
+    try:
+        from hk_rate import refresh_rate
+        rate = refresh_rate()
+        print(f"[fx_rate_daily] 汇率刷新完成: HKD/CNY = {rate}", flush=True)
+
+        # 验证 fx_rate 表已更新
+        import sqlite3
+        conn = sqlite3.connect("/home/hmo/MoFin/data/mofin.db", timeout=10)
+        r = conn.execute(
+            "SELECT rate, source, created_at FROM fx_rate "
+            "WHERE currency_pair='HKD_CNY' AND is_active=1 ORDER BY id DESC LIMIT 1"
+        ).fetchone()
+        conn.close()
+        if r:
+            print(f"[fx_rate_daily] fx_rate 表确认: rate={r[0]} source={r[1]} {r[2]}", flush=True)
+        else:
+            print(f"[fx_rate_daily] ⚠️ fx_rate 表无 active 记录", flush=True)
+    except Exception as e:
+        print(f"[fx_rate_daily] ❌ 失败: {e}", flush=True)
+        sys.exit(1)
+
+if __name__ == "__main__":
+    main()